Questions & Answers about Motar tana da inshora.
Mota is the basic form meaning car. Motar is a more specific form, commonly understood in beginner contexts as the car or that particular car. The final -r is very common with feminine nouns in this kind of use.
So in this sentence, Motar is best understood as the car.
In Hausa, it is very normal for a full noun subject to be followed by a short subject marker that shows agreement and aspect.
So the structure is roughly:
Motar + tana + da + inshora
Here, tana agrees with motar and helps mark the sentence as a present/current statement.
A very rough literal sense is:
The car, it is with insurance.
That is why Hausa uses both the noun Motar and the marker tana.
It is best not to think of it as human female she.
Hausa has grammatical gender, and mota is a feminine noun. Because of that, it takes the feminine singular agreement form tana.
So this is about grammar, not biological sex. English does not usually do this with objects, but Hausa does.