Χρεώνω την κάρτα.

Here χρεώνω means I charge in the financial sense: I put an amount on a card, bill a card, or debit a card.

It does not mean I charge in the sense of giving a battery power. For that, Greek usually uses φορτίζω.

So:

• Χρεώνω την κάρτα. = I charge the card / I bill the card
• Φορτίζω το κινητό. = I charge the phone

Greek often leaves out the subject pronoun when it is clear from the verb ending.

• Χρεώνω already means I charge
• the ending -ω tells you the subject is I

So Greek usually says:

• Χρεώνω την κάρτα.

rather than:

• Εγώ χρεώνω την κάρτα.

You can add εγώ (I) for emphasis, but it is not normally necessary.

Την means the, specifically the feminine singular accusative form of the definite article.

Because κάρτα is a feminine noun, and because it is the direct object of the verb, Greek uses:

• η = the (feminine singular nominative)
• την = the (feminine singular accusative)

So:

• η κάρτα = the card as subject
• χρεώνω την κάρτα = I charge the card where the card is the object

Yes. Greek nouns change form depending on their role in the sentence, but κάρτα happens to look the same in both nominative and accusative singular.

For this noun:

• η κάρτα = nominative singular
• την κάρτα = accusative singular

So the noun itself stays κάρτα, but the article changes from η to την.

Usually, yes, in many everyday contexts κάρτα means a card, often a bank card, credit card, or similar card.

So the sentence is commonly understood as something like:

• I charge the card
• I bill the card
• I put it on the card

But context matters. Κάρτα can also mean other kinds of cards, so the exact meaning depends on the situation.

A simple pronunciation guide is:

• Χρεώνω ≈ hreh-O-no
• την ≈ teen
• κάρτα ≈ KAR-ta

A more careful approximation:

• Χ is like the ch in German Bach or Scottish loch
• ρ is a rolled or tapped r
• stress falls on:
  • Χρεώνω
  • κάρτα

So the whole sentence is approximately:

hreh-O-no teen KAR-ta

It is present tense, first person singular.

So χρεώνω means:

• I charge
• I am charging

Which English translation fits best depends on context.

Greek present tense can cover both a simple present and an ongoing present, depending on the situation.

Yes. Greek present tense often covers both ideas.

So:

• Χρεώνω την κάρτα.

could mean:

• I charge the card
• I’m charging the card

Context tells you which one is intended.

Yes. Verb + object is very natural here:

• Χρεώνω την κάρτα.

Greek word order is more flexible than English, though. You may also hear:

• Την κάρτα χρεώνω.

That version gives extra emphasis to the card or contrasts it with something else.

But for a neutral sentence, Χρεώνω την κάρτα is perfectly normal.

Usually, if you mean the card, you need την.

• Χρεώνω την κάρτα. = I charge the card

Without the article, χρεώνω κάρτα sounds less natural in many contexts, unless you mean something more general or incomplete.

If you mean a card, you would normally say:

• Χρεώνω μια κάρτα. = I charge a card

So the article is important.

You change the verb ending:

• Χρεώνω την κάρτα. = I charge the card
• Χρεώνεις την κάρτα. = You charge the card
• Χρεώνει την κάρτα. = He/She charges the card

This is one reason Greek often does not need subject pronouns: the verb ending already shows the subject.

The dictionary form is χρεώνω itself.

Greek verbs are normally listed in the first person singular present form, so the form you see here is also the basic dictionary entry.

This is a very useful distinction.

• χρεώνω = I charge, I bill, I debit
• πληρώνω = I pay

So:

• Χρεώνω την κάρτα. = I put the charge on the card / bill the card
• Πληρώνω με την κάρτα. = I pay with the card

In many real-life situations, an English speaker may think of both as related to a card, but in Greek they are different actions.

Normally no. For giving electrical power, Greek uses φορτίζω.

Compare:

• Χρεώνω την κάρτα. = I charge the card financially
• Φορτίζω το κινητό. = I charge the phone electrically

This is an important difference because English uses charge for both, but Greek usually does not.

In careful speech it is την.

In everyday connected speech, Greek articles can sound a little lighter or shorter, but for learners it is best to pronounce it clearly as την.

Before κ in κάρτα, you can safely say:

• την κάρτα = teen KAR-ta

That will sound natural and clear.

You can add the pronoun εγώ:

• Εγώ χρεώνω την κάρτα.

This means something like:

• I am the one charging the card
• I charge the card

It adds emphasis or contrast. For example, maybe someone else pays cash, but I charge the card.

Without emphasis, Greek normally just says:

• Χρεώνω την κάρτα.