Usages of le sinistre
Le dégât des eaux est un sinistre.
The water damage is an insured incident.
L’assurance habitation couvre le sinistre.
The home insurance covers the insured incident.
L’assuré va déclarer le sinistre.
The policyholder is going to report the insured incident.
En plus, l’assuré déclare le sinistre.
In addition, the policyholder reports the insured incident.
En effet, l’assureur couvre le sinistre.
Indeed, the insurer covers the insured incident.
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“How does grammatical gender work in French?”
Every French noun is either masculine or feminine, and this affects the articles and adjectives used with it. "Le" is used with masculine nouns and "la" with feminine ones. Adjectives also change form to match — for example, "petit" (masc.) becomes "petite" (fem.).
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