El compte d'estalvi té diners.

The savings account has money.

Breakdown of El compte d'estalvi té diners.

• tenir: to have
• els diners: the money
• el compte d'estalvi: the savings account

Questions & Answers about El compte d'estalvi té diners.

Why is it el compte and not la compte?

Because compte is a masculine noun in Catalan, so it takes the masculine singular article el.

• el compte = the account
• la would be used with feminine nouns

This is something you usually have to learn with the noun, since grammatical gender does not always match English logic.

What does d'estalvi mean here?

d'estalvi means of savings or more naturally savings in English.

So:

• compte = account
• compte d'estalvi = savings account

This structure is very common in Catalan:

• X de Y = X of Y
• but when de comes before a word beginning with a vowel, it often becomes d'

So de estalvi becomes d'estalvi.

Why is there an apostrophe in d'estalvi?

The apostrophe appears because de is shortened before a vowel.

• de + estalvi → d'estalvi

This is called elision. Catalan does this often to make pronunciation smoother.

Other examples:

• l'amic = the friend
• d'aigua = of water
• s'escriu in some contexts and varieties

So in your sentence, d'estalvi is just the normal contracted form.