في الصورة المحفظة والوثيقة والنقود ومحتوياتها.

It is very natural as a caption-style sentence in Arabic.

Arabic often leaves out a verb like there is / there are in simple descriptions. So this structure is like saying:

In the picture: the wallet, the document, the money, and its contents.

In fuller prose, you could also say في الصورة توجد ..., but the shorter version is very common in labels, exercises, and picture descriptions.

Because Arabic often starts a descriptive sentence with the place or setting.

So في الصورة means in the picture, and it sets the scene before listing what appears there. This is very normal in Arabic, just like English can say:

In the picture, there is ...

The order is different from a basic English sentence, but it is natural Arabic word order for description.

Because في is a preposition, and nouns after prepositions go into the genitive case in Arabic.

So if fully vowelled, it would be:

في الصورةِ

The final -i sound is the genitive ending. In normal everyday writing, short vowels are usually not written, so you just see الصورة.

Because they are being treated as specific, identifiable items in the picture.

In English, captions often use bare nouns like wallet, document, money, but Arabic commonly uses the definite article in this kind of context:

• المحفظة = the wallet
• الوثيقة = the document
• النقود = the money / the cash

Since the speaker and listener are both looking at the same picture, the items are understood as specific.

They would normally be nominative here:

في الصورةِ المحفظةُ والوثيقةُ والنقودُ ومحتوياتُها

That is because the phrase في الصورة comes first, and the things being listed are understood as the main nouns being talked about.

In ordinary unvowelled Arabic text, you do not see these case endings, and in pause they are often not clearly pronounced either.

محتوياتها is made of two parts:

• محتويات = contents
• ها = her / its

So محتوياتها means its contents.

This is a very common Arabic pattern:

noun + attached pronoun

For example:

• كتابها = her book / its book
• اسمها = her name / its name
• محتوياتها = its contents

Because it refers back to a feminine singular noun.

Most likely, in context, ها refers to المحفظة because a wallet can have contents inside it, so محتوياتها would mean its contents = the wallet’s contents.

Since المحفظة is grammatically feminine, the attached pronoun is ها.

Yes, in form, it could be ambiguous, because several earlier nouns are feminine singular:

• الصورة
• المحفظة
• الوثيقة

But in actual meaning, the context usually makes the intended reference clear. Here, محتوياتها most naturally points to المحفظة, because contents fits a wallet much better than a picture or a document.

So this is a good example of how Arabic pronouns can sometimes be grammatically ambiguous but semantically clear.

Because a noun with an attached possessive pronoun is already definite.

So:

• محتويات = contents
• محتوياتها = its contents

Once the pronoun ها is attached, the noun is already specific, so Arabic does not add الـ.

This is a very important rule: you normally do not combine الـ with an attached possessive pronoun on the same noun.

النقود is plural in form, but in meaning it often works like money / cash, which English usually treats as an uncountable noun.

So a learner can think of it as:

• grammatically: a plural-type noun
• in translation: often just money or cash

Arabic uses words like مال and نقود differently depending on context, but here النقود is a natural word for money/cash among the listed items.

Because Arabic commonly links each item in a list with و.

So this pattern is very normal:

• المحفظة والوثيقة والنقود ومحتوياتها

Literally this is:

the wallet and the document and the money and its contents

English often prefers commas with just one final and, but Arabic is very comfortable repeating و throughout a list.