الحوالة البنكية وصلت اليوم.

Because الحوالة is grammatically feminine, and the verb agrees with it.

• وصل = he/it arrived
• وصلت = she/it arrived

So with الحوالة (a feminine noun), you say وصلت.

This is about grammar, not biological gender. Many non-human nouns in Arabic are simply assigned a grammatical gender.

Because البنكية is an adjective describing الحوالة, and in Arabic adjectives usually match the noun in definiteness.

So:

• حوالة بنكية = a bank transfer
• الحوالة البنكية = the bank transfer

This matching is very important in Arabic. If the noun is definite, the adjective is usually definite too.

It is an adjective meaning bank / banking-related.

It comes from بنك (bank) plus the adjective-forming ending -ي / -ية.

So:

• بنكي = banking / bank-related (masculine)
• بنكية = banking / bank-related (feminine)

Since حوالة is feminine, the adjective also appears in the feminine form: بنكية.

A common Levantine-style pronunciation would be:

il-ḥawāle l-bankiyye wiṣlet il-yōm

A few helpful notes:

• ال is often pronounced il- or el- in Levantine.
• The final ة is usually pronounced -e in everyday speech:
  • حوالة → ḥawāle
  • بنكية → bankiyye
• وصلت is often heard as wiṣlet or something close, depending on region.

Different Levantine areas will pronounce it a bit differently, but that version is a good general model.

It works in both, but it feels a bit neutral/formal.

The wording الحوالة البنكية is perfectly understandable in Levantine, but it is also close to standard written Arabic. In casual Levantine conversation, people might say the same thing, especially when talking about banking, money transfers, or official matters.

So the sentence is:

• natural enough
• clear
• a little more formal/neutral than highly casual street speech

Yes. That is also correct and natural.

Both are possible:

• الحوالة البنكية وصلت اليوم
• وصلت الحوالة البنكية اليوم

The difference is mostly about focus:

• الحوالة البنكية وصلت اليوم puts the topic first: the bank transfer.
• وصلت الحوالة البنكية اليوم sounds a bit more like announcing the event: the bank transfer arrived today.

Both are normal in Arabic.

Because Arabic usually does not need a separate word like English has here.

The past verb وصلت can often mean either:

• arrived
• has arrived

The exact English translation depends on context.

So Arabic expresses the action with the verb itself, without adding a separate helping verb like has.

اليوم means today, and here it works as a time expression.

It does not need a preposition. Arabic often uses words like today, yesterday, tomorrow directly:

• اليوم = today
• مبارح / أمس = yesterday
• بكرا / غدًا = tomorrow

So وصلت اليوم is literally arrived today.

Yes. Arabic word order is flexible.

You can say:

• الحوالة البنكية وصلت اليوم
• اليوم وصلت الحوالة البنكية
• وصلت الحوالة البنكية اليوم

All of these are understandable. The most natural choice depends on what you want to emphasize.

Very often, putting اليوم at the end is the most neutral option.

That ة is called taa marbuuTa. It often marks a feminine noun or adjective.

In this sentence:

• حوالة is feminine
• بنكية is the feminine form of the adjective

In Levantine pronunciation, this ة is usually heard as -e when the word stands on its own:

• حوالة → ḥawāle
• بنكية → bankiyye

So the ة helps explain both the gender and the pronunciation.

A common Levantine negative would be:

الحوالة البنكية ما وصلت اليوم

Here, ما negates the past verb:

• وصلت = arrived
• ما وصلت = did not arrive / hasn’t arrived

As usual, the exact English translation depends on context. In conversation, this could mean either:

• The bank transfer didn’t arrive today
• The bank transfer hasn’t arrived today

Not for Levantine speech.

In everyday Levantine, speakers do not pronounce the case endings used in formal Modern Standard Arabic. So you just say the words without final grammatical vowels.

That is why a spoken Levantine version sounds like:

il-ḥawāle l-bankiyye wiṣlet il-yōm

If you later study formal Arabic grammar, you will learn case endings there, but they are not something you normally use in spoken Levantine.