التاخير في السداد بيبان في السجل الائتماني.

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Breakdown of التاخير في السداد بيبان في السجل الائتماني.

• يبان: to seem; to appear
• السجل الائتماني: the credit history

Questions & Answers about التاخير في السداد بيبان في السجل الائتماني.

Why is التاخير written without a hamza? Shouldn’t it be التأخير?

Yes—التأخير is the standard spelling in formal Arabic.

In casual writing, especially when people write Egyptian Arabic informally, hamzas are often omitted, so you may see:

• التاخير instead of التأخير
• الائتماني sometimes written less carefully too

So in this sentence, التاخير is just an informal spelling of the same word. A learner should recognize both, but if you are writing formal Arabic, use التأخير.

What does التأخير في السداد mean as a chunk?

It works as a fixed financial expression meaning:

• delay in payment
• late payment
• delayed repayment

Word by word:

• التأخير = the delay / delay
• في = in
• السداد = repayment / settlement of a due payment

So التأخير في السداد literally means something like the delay in repayment, but in natural English it is often just late payment.

What is the difference between السداد and الدفع?