السواق هيجدد التامين قبل ما ينتهي.

السواق is the everyday Egyptian Arabic word for driver.
The more formal/Standard Arabic equivalent is السائق.

So:

• السواق = colloquial Egyptian
• السائق = Modern Standard Arabic / formal

A native Egyptian speaker would very naturally say السواق in daily speech.

Also, because س is a sun letter, ال is pronounced as es-, so السواق is said roughly like es-sawwāʔ.

Because in Egyptian Arabic, subject + verb word order is very common in ordinary speech.

So:

• السواق هيجدد التأمين... = very natural in Egyptian speech

In Standard Arabic, verb-first order is also very common, but Egyptian colloquial often prefers putting the subject first, especially in simple everyday statements.

So this sentence feels very natural and conversational.

هيجدد means he will renew.

It can be understood as:

• هـ / حـ = future marker in Egyptian Arabic
• يجدد = he renews

So together:

• هيجدد = he will renew

A useful comparison:

• بيجدد = he renews / he is renewing / he عادة renews
• هيجدد = he will renew

So the sentence is clearly talking about a future action.

In Egyptian Arabic, بـ usually marks the present or habitual sense, while هـ / حـ marks the future.

Compare:

• بيجدد التأمين = he renews / he is renewing the insurance
• هيجدد التأمين = he will renew the insurance

So you do not normally use بـ and the future marker together here. The future marker already tells you the action is in the future.

Yes. جدّد basically means to make new again, and in many practical situations it is best translated as renew.

With things like:

• insurance
• a passport
• a license
• a subscription
• paperwork

جدّد usually means renew.

So يجدد التأمين is the natural way to say renew the insurance.

قبل ما means before followed by a verb clause.

So:

• قبل ما ينتهي = before it ends / before it expires

Here, ما is not a negative word.
It does not mean not in this sentence.

In Egyptian Arabic, قبل ما + verb is a very common pattern:

• قبل ما أروح = before I go
• قبل ما تيجي = before you come
• قبل ما ينتهي = before it expires

In more formal Standard Arabic, you would often see قبل أن instead.

Because the verb refers back to التأمين, and تأمين is grammatically masculine singular.

So:

• التأمين ... ينتهي = the insurance ... expires

Arabic often leaves the subject pronoun unstated when it is already clear. So ينتهي here means:

• it expires

where it = التأمين

A helpful comparison:

• التأمين is masculine → ينتهي
• الرخصة is feminine → تنتهي

So you would say:

• قبل ما التأمين ينتهي but
• قبل ما الرخصة تنتهي

Yes, the fuller spelling is التأمين.

In informal Arabic writing, especially online or in fast typing, people often leave out the hamza and write:

• التامين

even though the more careful spelling is:

• التأمين

Both are understood.

In pronunciation, it is roughly et-taʔmīn.
Also, because ت is a sun letter, the ال is pronounced et-, not al-.

It is understandable and acceptable, but it sounds a bit more formal/neutral than some everyday Egyptian alternatives.

A very colloquial Egyptian way to say the same idea would be:

• السواق هيجدد التأمين قبل ما يخلص

Here يخلص means finish / run out / be over, which is very natural in speech.

So the original sentence is a bit mixed in style:

• السواق = clearly Egyptian
• هيجدد = clearly Egyptian
• قبل ما = clearly Egyptian
• ينتهي = understandable, but slightly more formal

That kind of mixing is very common in real life.