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### Formal prepositions of reference

When discussing professional topics like insurance claims and liabilities, you often need to explicitly reference a specific subject. To say "regarding" or "with regard to," use the formal prepositions **bezüglich** and **hinsichtlich**.

Both prepositions require the **Genitive** case. 

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You can place these prepositional phrases at the beginning of a sentence to emphasize the topic. The conjugated verb stays in the second position, immediately following the phrase.

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### Declining feminine nouns

In the Genitive case, feminine articles change from *die* to *der* (and *eine* to *einer*, *Ihre* to *Ihrer*, etc.). The nouns themselves do not change.

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### Declining masculine and neuter nouns

For masculine and neuter nouns, articles change to *des* (or *eines*, *Ihres*, etc.), and you must add an **-s** or **-es** to the end of the noun itself.

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These prepositions are highly common in business and legal settings, particularly when defining what a policy covers or excludes (*ausschließen*).

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Formal prepositions of reference (bezüglich, hinsichtlich)

adjective

adverb

auxiliary verb

conjunction

determiner

interjection

noun

numeral

particle

preposition

pronoun

sentence

verb

Definite articles and gender (der, die, das)

Indefinite articles (ein, eine)

Regular verbs and statement word order (ich -e, er -t)

The second person (du -st, Sie -en)

Yes/No questions

The verb 'to have' (habe, hast, hat)

Plural pronouns and regular verbs (wir, ihr, sie)

Plural 'to be' and 'to have' (sind, haben)

Plural nouns and the plural article (die)

Sentence negation (nicht)

Noun negation (kein, keine)

Question words (wer, was, wo, wie)

Numbers 0 to 12 (null, eins, zwei)

The accusative case (den, die, das)

Indefinite accusative articles (einen, keinen)

Direct object pronouns (mich, dich, ihn)

There is / there are (es gibt)

Vowel changes: e to i/ie (er spricht, sie liest)

Vowel changes: a to ä (er fährt)

Weather and conditions (es regnet)

First- and second-person possessives in the nominative (mein, dein, Ihr)

First- and second-person possessives in the accusative (meinen, deinen, Ihren)

Third-person and plural possessives (sein, ihr, unser, euer)

Possession with names (Annas Auto)

Demonstrative pronouns (dieser, diese, dieses)

Expressing preference (gern, lieber)

Asking about direction and origin (woher, wohin)

Expressing ability (können)

Polite requests (möchten)

Expressing intention (wollen)

Modal verbs of obligation and permission (müssen, dürfen)

Separable prefix verbs

Adverbs of frequency (immer, oft, manchmal, nie)

The Dative case and definite articles (dem, der, den)

Dative indefinite and negative articles (einem, einer, keinem)

Dative personal pronouns (mir, dir, ihm, ihr...)

Dative verbs (helfen, danken, gefallen, schmecken)

Dative prepositions (aus, bei, mit, nach...)

Accusative prepositions (für, ohne, gegen)

Two-way prepositions for location (in, an, auf...)

Informal singular imperative (mach, komm)

Plural and formal imperative (macht, machen Sie)

Coordinating conjunctions (und, oder, aber, denn)

Simple past of sein and haben (war, hatte)

The perfect tense: regular verbs (gemacht, gespielt)

Past tense: irregular verbs (ge-...-en)

The perfect tense: mixed verbs (gebracht, gekannt)

The perfect tense with sein (ist gegangen)

The perfect tense: separable verbs (eingekauft)

The perfect tense: inseparable and -ieren verbs (besucht, studiert)

Informal singular commands (mach, lern)

Numbers 13 to 20 (dreizehn to zwanzig)

Counting by tens to 100 (dreißig, vierzig)

Telling time (Uhr, halb, Viertel, vor, nach)

Numbers 21 to 99 (einundzwanzig, zweiunddreißig)

Greetings and farewells

Thank you, sorry and good wishes

Everyday replies

Numbers 100 to 1,000,000 (hundert, tausend...)

Becoming and getting (werden)

The impersonal pronoun (man)

Indefinite pronouns (jemand, niemand...)

Time sequence prepositions (vor, nach, bei)

Time span prepositions (von... bis, seit, für)

Adverbs of sequence (zuerst, dann, danach)

Two-way prepositions for direction (in, auf, an...)

Directional adverbs (hin, her)

Placement verbs (setzen, stellen, legen)

Months of the year (Januar, Februar)

The four seasons (Frühling, Sommer)

Time prepositions and indefinite pronouns (an, in, um)

Ordinal numbers 1st to 19th (am ersten)

Ordinals 20th and beyond (-ste, -sten)

Placement vs. location verbs (stellen vs. stehen)

Accusative reflexive pronouns (mich, dich, sich)

Accusative reflexive verbs (sich freuen)

Dative reflexive pronouns (mir, dir, sich)

Dative reflexive verbs (sich etwas merken)

Ordinal numbers 11th to 19th (-te)

Temporal prepositions (an, in, um)

Double objects with nouns

Double objects with pronouns

The modal verb for advice (sollen)

Simple past of modal verbs (musste, wollte...)

Simple past of common irregulars (wurde, wusste, es gab)

Adverbial connectors of consequence (deshalb, darum...)

Subordinate clauses for statements (dass)

Question	Answer
the claim	der Anspruch
regarding	bezüglich
the insurance policy	die Police
We are checking the claim regarding your insurance policy.	Wir prüfen den Anspruch bezüglich Ihrer Police.
with regard to	hinsichtlich
With regard to the insurance policy, we will check the claim.	Hinsichtlich der Police werden wir den Anspruch prüfen.
the clause	die Klausel
the liability	die Haftung
There is a new clause with regard to the liability.	Es gibt eine neue Klausel hinsichtlich der Haftung.
the coverage	die Deckung
Regarding the coverage, we must read the contract.	Bezüglich der Deckung müssen wir den Vertrag lesen.
We confirm that the coverage is valid for the accident.	Wir bestätigen, dass die Deckung für den Unfall gilt.
the reimbursement	die Erstattung
The customer has a question with regard to the reimbursement.	Der Kunde hat eine Frage hinsichtlich der Erstattung.
Regarding the reimbursement, the decision has been postponed.	Bezüglich der Erstattung ist die Entscheidung verschoben worden.
to exclude	ausschließen
This clause excludes the liability for the damage.	Diese Klausel schließt die Haftung für den Schaden aus.
Regarding the new clause, the lawyer will contact you.	Bezüglich der neuen Klausel wird der Anwalt Sie kontaktieren.
the case of damage	der Schadensfall
What happens with regard to the contract in a case of damage?	Was passiert hinsichtlich des Vertrags in einem Schadensfall?
Regarding the case of damage, the document was sent yesterday.	Bezüglich des Schadensfalls ist das Dokument gestern geschickt worden.
We will exclude this risk with regard to the coverage.	Wir werden dieses Risiko hinsichtlich der Deckung ausschließen.
I know that the insurance policy does not exclude this error.	Ich weiß, dass die Police diesen Fehler nicht ausschließt.
With regard to your claim, we need more details.	Hinsichtlich Ihres Anspruchs brauchen wir mehr Details.