Hạn mức chi tiêu này khá cao.

A natural word-by-word breakdown is:

• hạn mức = limit, quota, ceiling
• chi tiêu = spending, expenditure
• này = this
• khá = quite, fairly, rather
• cao = high

So the structure is basically:

• hạn mức chi tiêu này = this spending limit
• khá cao = is quite high

Vietnamese often does not need a separate word for is in this kind of sentence.

In Vietnamese, demonstratives such as này usually come after the noun.

So:

• hạn mức chi tiêu này = this spending limit

This is different from English, where this comes before the noun.

A very common pattern is:

• noun + này = this ...
• noun + đó / kia = that ...

Examples:

• cuốn sách này = this book
• cái bàn này = this table

So hạn mức chi tiêu này follows the normal Vietnamese pattern.

Because Vietnamese often leaves out to be when linking a noun to an adjective.

In English, you say:

• This spending limit is quite high.

In Vietnamese, you can simply say:

• Hạn mức chi tiêu này khá cao.

This is a very common structure:

• Noun phrase + adjective

Examples:

• Giá này cao. = This price is high.
• Căn phòng này rộng. = This room is spacious.
• Món này ngon. = This dish is delicious.

So the sentence is completely normal without a separate word for is.

Khá means quite, fairly, or rather. It softens the statement a little compared with a stronger adverb.

So:

• cao = high
• khá cao = quite/fairly high

It suggests the limit is noticeably high, but not necessarily extremely high.

A rough strength comparison:

• cao = high
• khá cao = fairly / quite high
• rất cao = very high
• quá cao = too high / excessively high

So khá is moderate in tone.

They express different degrees:

• khá cao = quite high / fairly high
• rất cao = very high
• quá cao = too high / excessively high

Examples:

• Hạn mức chi tiêu này khá cao. = This spending limit is quite high.
• Hạn mức chi tiêu này rất cao. = This spending limit is very high.
• Hạn mức chi tiêu này quá cao. = This spending limit is too high.

So if you want a neutral observation, khá cao works well. If you want stronger emphasis, use rất cao. If you want criticism or a sense of excess, use quá cao.

Cao literally means high, and it is the natural word for limits, rates, prices, levels, and similar measurable things.

So these sound natural:

• giá cao = high price
• mức lương cao = high salary
• hạn mức cao = high limit

Lớn usually means big or large, and it is more about size, scale, or amount in other contexts.

For this sentence, cao is the best choice because English also conceptualizes a limit as high, not big.

Yes, it functions as a natural phrase meaning spending limit.

You can think of it like this:

• hạn mức = limit / quota
• chi tiêu = spending

Together:

• hạn mức chi tiêu = spending limit

This kind of noun-noun combination is very common in Vietnamese. The first noun often sets up the category, and the following word(s) specify what kind of thing it is.

Similar patterns:

• kế hoạch chi tiêu = spending plan
• mức lương = salary level
• thói quen chi tiêu = spending habit

Yes, but the meaning shifts a little.

• hạn mức chi tiêu = spending limit, spending cap
• mức chi tiêu = spending level / amount of spending

So:

• Hạn mức chi tiêu này khá cao. = This spending limit is quite high.
• Mức chi tiêu này khá cao. = This level of spending is quite high.

Both are grammatical, but they do not mean exactly the same thing. One is about the allowed maximum; the other is about the actual amount or level of spending.

It sounds neutral and fairly standard. It would fit well in:

• banking or finance contexts
• app settings
• budgeting discussions
• formal or semi-formal writing
• everyday conversation if the topic is money

The vocabulary hạn mức chi tiêu is somewhat more specific and practical than very casual speech, but it is not stiff or unnatural.

Not much, if you want to keep the same natural structure.

The normal order is:

• Hạn mức chi tiêu này
  • khá cao

If you move này somewhere else, it usually becomes wrong or unnatural.

Correct:

• Hạn mức chi tiêu này khá cao.

Not natural:

• Này hạn mức chi tiêu khá cao.
• Hạn mức này chi tiêu khá cao.
  This changes the structure and becomes confusing.

So it is best to keep:

• noun phrase + này + adverb + adjective

You have several options depending on tone:

• Hạn mức chi tiêu này rất cao. = This spending limit is very high.
• Hạn mức chi tiêu này cao lắm. = This spending limit is really high.
• Hạn mức chi tiêu này quá cao. = This spending limit is too high.
• Hạn mức chi tiêu này cao thật. = This spending limit is really high / truly high.

Notes:

• rất is straightforward and neutral.
• lắm is more conversational.
• quá implies excess or complaint.
• thật adds emphasis and can sound more expressive.

Yes. A few common ways are:

• Hạn mức chi tiêu này khá cao phải không? = This spending limit is quite high, isn’t it?
• Hạn mức chi tiêu này có khá cao không? = Is this spending limit quite high?
• Hạn mức chi tiêu này cao không? = Is this spending limit high?

The most natural choice depends on what exactly you want to ask:

• ... phải không? asks for confirmation.
• ... có ... không? is a common yes/no pattern.
• ... cao không? is short and very common in speech.

A rough pronunciation guide is:

• Hạn ≈ sounds somewhat like hahn with a short, cut-off ending and a heavy falling tone
• mức ≈ somewhat like mook with a short vowel and a rising/glottal-type tone
• chi tiêu ≈ chee tyew
• này ≈ like nye with a falling tone
• khá ≈ like khah with a rising tone
• cao ≈ like cow

Natural rhythm:

• Hạn mức chi tiêu này / khá cao.

If you are practicing pronunciation, pay special attention to:

• the tones on hạn, mức, này, khá
• the final sounds in hạn and mức
• saying chi tiêu smoothly as a unit

Here are a few useful variations:

• Hạn mức chi tiêu này cao. = This spending limit is high.
• Hạn mức chi tiêu này khá thấp. = This spending limit is quite low.
• Hạn mức chi tiêu này hơi cao. = This spending limit is a bit high.
• Hạn mức chi tiêu này không cao lắm. = This spending limit is not very high.
• Hạn mức chi tiêu này quá cao đối với tôi. = This spending limit is too high for me.

These are helpful because they show the same basic pattern:

• noun phrase + degree word + adjective