मेरे पास कार्ड है।

Hindi often expresses possession with a structure that literally means something like near me or with me.

So:

• मेरे पास = with me / in my possession
• कार्ड है = there is a card

Together, मेरे पास कार्ड है means I have a card.

This is very common in Hindi. Instead of a direct verb to have, Hindi usually uses:

• X के पास Y है = X has Y

For example:

• मेरे पास किताब है। = I have a book.
• उसके पास समय नहीं है। = He/She does not have time.

पास usually means near, close, or with/in the possession of, depending on context.

In this sentence, it does not just mean physical closeness. It means in someone’s possession.

So:

• मेरे पास कार्ड है = I have a card
• not just A card is near me

However, the idea is related: something is with you, so you have it.

Because पास is used with the oblique form of pronouns.

For मैं:

• direct/subject form: मैं = I
• oblique form: मेरे
• possessive adjective: मेरा / मेरी / मेरे

In मेरे पास, मेरे is the form required before the postposition पास.

This is similar to how postpositions work in Hindi:

• मेरे साथ = with me
• मेरे लिए = for me
• मेरे पास = with me / in my possession

So मेरा पास is incorrect.

Because मेरे already tells you the person involved: me / my in the oblique form.

Hindi often does not need a separate subject pronoun when another word already makes the meaning clear.

So:

• मेरे पास कार्ड है already clearly means I have a card

You could say मेरे पास एक कार्ड है, but you would normally not add मैं here.

है means is.

In this possession structure, Hindi is literally saying something like:

• With me, a card is.

So है is used because Hindi treats this as an existence/presence statement, not a have verb.

Pattern:

• singular thing: है
• plural things: हैं

Examples:

• मेरे पास कार्ड है। = I have a card.
• मेरे पास दो कार्ड हैं। = I have two cards.

Hindi often leaves out एक when English would use a/an.

So both of these are possible:

• मेरे पास कार्ड है।
• मेरे पास एक कार्ड है।

The version without एक is still natural and can mean I have a card.

Adding एक makes the singular idea more explicit:

• मेरे पास एक कार्ड है। = I have one/a card.

कार्ड is a borrowed word from English card, written in Devanagari.

Hindi uses many borrowed words, especially for modern or everyday objects. So a sentence like this is completely normal.

Depending on context, कार्ड could mean:

• ID card
• bank card
• invitation card
• playing card

If needed, Hindi can also specify:

• पहचान पत्र = identity card
• एटीएम कार्ड = ATM card
• विज़िटिंग कार्ड = visiting card

The basic order here is:

• मेरे पास = with me
• कार्ड = card
• है = is

So the structure is:

• Possessor + पास + thing possessed + है/हैं

A very common formula is:

• X के पास Y है

Examples:

• राम के पास गाड़ी है। = Ram has a car.
• मेरे पास पैसा नहीं है। = I do not have money.

This is different from English word order, but it is one of the most important Hindi patterns to learn.

You say:

• मेरे पास कार्ड नहीं है।
• or मेरे पास एक कार्ड नहीं है।

The usual position of नहीं is before है:

• ... नहीं है

So the pattern is:

• मेरे पास X नहीं है = I do not have X

Example:

• मेरे पास फोन नहीं है। = I do not have a phone.

You keep the same structure and change the pronoun:

• मेरे पास कार्ड है। = I have a card.
• तुम्हारे पास कार्ड है। = You have a card.
• आपके पास कार्ड है। = You have a card. (polite)
• उसके पास कार्ड है। = He/She has a card.
• हमारे पास कार्ड है। = We have a card.

So the important pattern is:

• मेरे पास
• तुम्हारे पास
• आपके पास
• उसके पास
• हमारे पास

In this kind of sentence, है / हैं agrees with the thing possessed, not with the possessor.

So:

• मेरे पास कार्ड है। = I have a card.
  Singular thing → है
• मेरे पास कार्ड हैं। = I have cards.
  Plural thing → हैं

It does not change because of मेरे.

Usually, मेरे पास कार्ड है is understood as I have a card.

If you specifically want to emphasize physical location, Hindi would usually make that clearer from context or wording.

So in most ordinary situations, learners should read X के पास Y है as a possession pattern:

• उसके पास कार है = He/She has a car
• मेरे पास समय है = I have time

That is the safest and most common interpretation.