मेरा बजट छोटा है।

Because बजट is treated as a masculine singular noun in Hindi, so the possessive adjective must agree with it.

• मेरा = my, for masculine singular
• मेरी = my, for feminine singular
• मेरे = my, for masculine plural or certain oblique forms

Since बजट is masculine singular, मेरा बजट is the correct form.

छोटा means small, and it agrees with बजट, which is masculine singular.

The adjective changes form depending on the gender and number of the noun:

• छोटा = masculine singular
• छोटी = feminine singular
• छोटे = masculine plural

So:

• मेरा बजट छोटा है। = My budget is small.
• If the noun were feminine, you would use छोटी instead.

है is the present-tense form of to be for singular subjects in sentences like this.

Hindi often puts the verb at the end of the sentence, so the structure is:

मेरा + बजट + छोटा + है
my + budget + small + is

That is why the sentence ends with है.

The sentence follows a very common Hindi pattern:

possessive + noun + adjective/predicate + है

So:

• मेरा = my
• बजट = budget
• छोटा = small
• है = is

Hindi usually places the verb at the end, unlike English.

It is a borrowed word from English, but it is commonly used in Hindi. Hindi includes many everyday loanwords, especially in modern speech.

Even though बजट comes from English, it behaves like a Hindi noun in the sentence:

• it has grammatical gender
• adjectives agree with it
• possessives agree with it

So मेरा बजट छोटा है is perfectly normal Hindi.

With many borrowed words, gender has to be learned through usage. There is not always a clear rule from the spelling alone.

In actual Hindi usage, बजट is commonly treated as masculine, which is why you see:

• मेरा बजट
• छोटा बजट

A good strategy is to memorize new nouns together with one agreeing word, such as:

• मेरा बजट
• अच्छा बजट
• छोटा बजट

That helps you remember the gender naturally.

Yes, and it is common, but the nuance is a little different.

• मेरा बजट छोटा है। = My budget is small.
• मेरा बजट कम है। = My budget is low / limited.

Both are understandable. In everyday speech, कम often sounds more natural when talking about money, amount, or available resources.

So if you are talking about not having much money to spend, मेरा बजट कम है may be even more idiomatic in some contexts.

Yes. That means I have little money or I don’t have much money.

This is slightly different from talking specifically about a budget:

• मेरा बजट छोटा है। = My budget is small.
• मेरे पास कम पैसे हैं। = I have little money.

The second sentence focuses on how much money you have, while the first focuses on the size of your planned spending limit.

Hindi usually does not use articles like English a, an, and the in the same way.

So Hindi can simply say:

• मेरा बजट छोटा है।

There is no need for a separate word for a before budget.

Learners often expect something like a budget, but Hindi normally just uses the noun by itself.

A simple pronunciation guide is:

meraa bajat chhotaa hai

A few notes:

• मेरा sounds roughly like may-raa
• बजट sounds roughly like buh-jut
• छोटा sounds roughly like chho-taa
• है is often pronounced like hai or a bit like heh depending on accent and speed

A natural rhythm would be:

meraa bajat chhotaa hai

In very casual conversation, native speakers sometimes drop है, especially in speech, but learners should normally keep it.

So the full correct sentence is:

• मेरा बजट छोटा है।

You may hear:

• मेरा बजट छोटा।

But this sounds informal, incomplete, or context-dependent. As a learner, it is safest to use है.

Both the possessive and the adjective would change to match the feminine noun.

For example, with कार (car), which is feminine:

• मेरी कार छोटी है। = My car is small.

Compare:

• मेरा बजट छोटा है। → masculine singular
• मेरी कार छोटी है। → feminine singular

This is an important Hindi pattern: words like मेरा/मेरी and छोटा/छोटी often agree with the noun they describe.

If you wanted to say My budgets are small, the agreeing words would change:

• मेरे बजट छोटे हैं।

Changes:

• मेरा → मेरे
• छोटा → छोटे
• है → हैं

So Hindi marks plurality not just on the noun, but also on agreeing words and the verb.