Ξοδεύει υπερβολικά.

Roughly: kso-THE-vi i-per-vo-li-KA.

A few sound notes:

• ξ = ks
• δ = th in this
• ευ here sounds like ev
• υ by itself sounds like i

So:

• Ξοδεύει ≈ kso-THE-vi
• υπερβολικά ≈ i-per-vo-li-KA

The stress falls on:

• -δεύ- in Ξοδεύει
• -κά in υπερβολικά

• Ξοδεύει = he/she/it spends
• υπερβολικά = excessively, too much, overly

So the sentence literally means something like He/She spends excessively or He/She spends too much.

Ξοδεύει is the 3rd person singular present tense of the verb ξοδεύω = to spend.

So:

• ξοδεύω = I spend
• ξοδεύεις = you spend
• ξοδεύει = he/she/it spends

This is the form Greek uses for he, she, or it.

Because Greek usually does not need subject pronouns when the verb ending already shows the person.

The ending -ει tells you it is he/she/it. So ξοδεύει already includes the idea of he spends, she spends, or it spends.

You can add a pronoun for emphasis:

• Αυτός ξοδεύει υπερβολικά. = He spends too much.
• Αυτή ξοδεύει υπερβολικά. = She spends too much.

But in normal speech, the pronoun is often left out.

It can mean either one, depending on context.

Greek present tense often covers both:

• he/she spends = habitual / general
• he/she is spending = happening now

So Ξοδεύει υπερβολικά could mean:

• He spends too much
  or
• He is spending too much

Context tells you which is meant.

Yes. Ξοδεύει can mean:

• he spends
• she spends
• it spends

Greek verbs in this form do not distinguish masculine and feminine. If you need to make it clear, you add the noun or pronoun:

• Ο Γιάννης ξοδεύει υπερβολικά. = Yannis spends too much.
• Η Μαρία ξοδεύει υπερβολικά. = Maria spends too much.

It is an adverb. It describes how someone spends.

So in this sentence:

• ξοδεύει = the action
• υπερβολικά = tells you the manner: excessively / too much

It comes from the adjective υπερβολικός / υπερβολική / υπερβολικό = excessive.

Because many Greek adverbs are formed this way.

A very common pattern is:

• adjective: υπερβολικός = excessive
• adverb: υπερβολικά = excessively

So the -ά ending is a normal adverb ending in Modern Greek.

Yes. It is a complete sentence.

Greek, like English, can leave the object unstated when it is obvious or not important. Here, the idea is simply that the person spends too much in general.

If you want to make it specific, you can add an object:

• Ξοδεύει υπερβολικά χρήματα. = He/She spends too much money.

Yes, but Ξοδεύει υπερβολικά is the most neutral order.

You may also hear:

• Υπερβολικά ξοδεύει.

That version gives more emphasis to υπερβολικά, but it is less neutral and more context-dependent.

For a basic learner, verb + adverb here is the safest pattern.

They are similar, but not always identical in tone.

• υπερβολικά = excessively, overly, sometimes a bit more formal or precise
• πάρα πολύ = very much / too much, often more everyday in conversation

So:

• Ξοδεύει υπερβολικά. = He/She spends excessively.
• Ξοδεύει πάρα πολύ. = He/She spends too much / spends a lot.

Both are possible, but υπερβολικά sounds a little more like beyond what is reasonable.

The dictionary form is ξοδεύω, which means to spend.

When you look up Greek verbs, you normally find them in the first person singular form:

• ξοδεύω = I spend

From that, you get forms like:

• ξοδεύω = I spend
• ξοδεύεις = you spend
• ξοδεύει = he/she/it spends

Yes. It is natural and correct.

It sounds like a normal short statement meaning that someone is spending more than they should. It could be used about:

• money
• time
• energy
• resources in general

Most often, though, learners will first understand it as referring to money.