Η ασφαλιστική κάλυψη ισχύει ακόμα.

Η is the definite article meaning the. Here it is feminine, singular, nominative, because it goes with ασφαλιστική κάλυψη, which is a feminine singular subject.

A useful thing to remember: Greek often uses the definite article in places where English might or might not use the.

Here it is an adjective: ασφαλιστική = insurance-related / insuring.

It modifies κάλυψη = coverage, so ασφαλιστική κάλυψη is a noun phrase meaning insurance coverage.

That matters because ασφαλιστική can sometimes also be used by itself in everyday Greek as a shortened form of insurance company (from ασφαλιστική εταιρεία), but not in this sentence.

Because Greek adjectives must agree with the noun they describe.

Since κάλυψη is feminine singular, the adjective must also be feminine singular:

• masculine: ασφαλιστικός
• feminine: ασφαλιστική
• neuter: ασφαλιστικό

So ασφαλιστική κάλυψη is the correct match.

Κάλυψη is a feminine singular noun. In this sentence it is in the nominative case, because it is the subject of the verb ισχύει.

So the structure is basically:

• Η ασφαλιστική κάλυψη = the subject
• ισχύει = the verb
• ακόμα = still

Ισχύει is the 3rd person singular present tense of ισχύω.

So grammatically it means something like:

• it is valid
• it applies
• it is in force

It is a very common verb for things like:

• laws
• rules
• tickets
• offers
• permits
• insurance coverage

Because ισχύει is the natural Greek verb for being valid / being in force / applying.

Greek could sometimes use something like είναι έγκυρη in other contexts, but ισχύει is more idiomatic here. It sounds normal and natural for official or practical validity.

So for insurance, tickets, deadlines, regulations, and similar things, ισχύει is often exactly the verb you want.

Here ακόμα means still.

So it shows that the validity continues up to now.

Be careful, because ακόμα can have other meanings in other contexts, such as:

• even
• yet
• more

But in this sentence, the correct sense is still.

Yes. Ακόμα and ακόμη are both correct.

In many everyday contexts, ακόμα is very common in speech. Ακόμη may sound a bit more formal or slightly more traditional to some speakers, but both are standard and widely understood.

So you may see either:

• ισχύει ακόμα
• ισχύει ακόμη

No, Greek word order is fairly flexible.

The version Η ασφαλιστική κάλυψη ισχύει ακόμα is a very natural, neutral order.

You could also hear:

• Ακόμα ισχύει η ασφαλιστική κάλυψη — stronger emphasis on still
• Η ασφαλιστική κάλυψη ακόμα ισχύει — possible, but more marked

So the original sentence is the safest and most neutral choice.

Because Greek often does not need an explicit subject pronoun.

The verb ending in ισχύει already tells you it is 3rd person singular, and in this sentence the subject is stated anyway: Η ασφαλιστική κάλυψη.

So Greek does not need to add a separate word equivalent to English it.

A rough pronunciation guide is:

ee as-fa-lee-stee-KEE KA-lee-psee ees-HY-ee a-KO-ma

Stress falls on:

• ασφαλιστική
• κάλυψη
• ισχύει
• ακόμα

A couple of useful sound notes:

• η sounds like ee
• χ in ισχύει is not an English h; before ι/υ it sounds like the German ich sound, a soft hissy sound from the palate
• ει usually sounds like ee

So ισχύει is roughly ees-HY-ee.