Συζητάμε τα οικονομικά μας.

Because Greek often drops subject pronouns when they are clear from the verb ending.

Συζητάμε already tells you the subject is we, because the ending -με marks 1st person plural.

So:

• Συζητάμε τα οικονομικά μας. = We are discussing our finances.
• Εμείς συζητάμε τα οικονομικά μας. = We are discussing our finances (with extra emphasis on we)

Greek uses pronouns like εμείς only when needed for contrast, emphasis, or clarity.

Συζητάμε comes from the verb συζητάω / συζητώ, which means to discuss, to talk over, or to talk about together.

In this form, συζητάμε means:

• we discuss
• we are discussing

So it can describe either a general action or something happening right now, depending on context.

In Modern Greek, the present tense often covers both the English:

• simple present: we discuss
• present continuous: we are discussing

So συζητάμε can mean either one.

You usually understand the intended meaning from context:

• Κάθε μήνα συζητάμε τα οικονομικά μας. = Every month we discuss our finances.
• Τώρα συζητάμε τα οικονομικά μας. = We are discussing our finances now.

Greek does not need a separate verb form like English are discussing in order to show an ongoing action.

Here τα οικονομικά means finances, financial matters, or financial situation.

Literally, it is something like the financial things/matters, but in natural English you would usually translate it as:

• our finances
• our financial situation
• money matters

This expression is very common in Greek.

Also, depending on context, τα οικονομικά can sometimes mean economics as a field of study, so context matters.

Greek often uses a neuter plural form for areas, subjects, or sets of related matters.

So τα οικονομικά is a standard expression meaning:

• financial matters
• finances
• sometimes economics

It is plural because it refers to a whole set of money-related issues, not just one single item.

Compare the idea in English:

• finances is also usually plural
• financial matters is plural too

So the Greek plural often feels quite natural once you think of it that way.

Greek uses the definite article much more often than English does.

So τα οικονομικά μας is the normal way to say our finances.

Structure:

• τα = the
• οικονομικά = financial matters / finances
• μας = our

Even though English usually says just our finances, Greek normally keeps the article:

• τα οικονομικά μας
• literally: the finances our
• naturally: our finances

Leaving out τα here would sound unnatural in standard Greek.

Because Greek unstressed possessive words like μου, σου, του, της, μας, σας, τους usually come after the noun.

So:

• τα οικονομικά μας = our finances
• το σπίτι μου = my house
• οι φίλοι της = her friends

This is the normal Greek pattern.

So even though English says our finances, Greek says literally:

• the finances our

That word order is completely standard in Greek.

Yes, μας can mean different things depending on grammar and context.

It can mean:

• our as a possessive
• us as an object pronoun

In this sentence, it means our:

• τα οικονομικά μας = our finances

But in another sentence, μας could mean us:

• Μας βλέπει. = He/She sees us.

So the same word can have different functions. Here, because it follows a noun, it is understood as a possessive.

It is the direct object of the verb συζητάμε, so it is in the accusative case.

However, with neuter plural nouns like οικονομικά, the nominative and accusative forms are the same:

• τα οικονομικά = nominative plural
• τα οικονομικά = accusative plural

So you do not see a visible change here.

That is why the phrase looks the same whether it is the subject or the object, but in this sentence its role is object:

• Συζητάμε τα οικονομικά μας. = We are discussing our finances.

The sentence as written is the neutral, natural order:

• Συζητάμε τα οικονομικά μας.

Greek word order is often more flexible than English, but not every change is equally natural.

For example:

• Τα οικονομικά μας συζητάμε.
  This is possible, but it gives extra emphasis to our finances.

What you generally cannot do is separate the possessive in an English-like way:

• not natural: Συζητάμε μας τα οικονομικά

So the main thing to remember is:

• the sentence order can sometimes shift for emphasis
• but μας normally stays attached after the noun phrase: τα οικονομικά μας

A simple pronunciation guide is:

see-zee-TAH-me ta ee-ko-no-mee-KA mas

A more accurate approximation is:

si-zi-TA-me ta i-ko-no-mi-KA mas

The stress falls where the accent marks are:

• Συζητάμε → stress on τά
• οικονομικά → stress on the last κά

So the rhythm is:

si-zi-TA-me ta i-ko-no-mi-KA mas

If you want to sound natural, make sure those stressed syllables stand out clearly.