Usages of le découvert
Le compte bancaire est à découvert.
The bank account is overdrawn.
Le compte bancaire est à découvert et sans provision.
The bank account is overdrawn and has no available funds.
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“How does grammatical gender work in French?”
Every French noun is either masculine or feminine, and this affects the articles and adjectives used with it. "Le" is used with masculine nouns and "la" with feminine ones. Adjectives also change form to match — for example, "petit" (masc.) becomes "petite" (fem.).
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