الصراف الآلي جنب البنك.

In Levantine Arabic, the present-tense verb to be is usually not said.

So الصراف الآلي جنب البنك literally looks like the ATM next to the bank, but it means The ATM is next to the bank.

This is very normal in Arabic. If you wanted the past or future, then you would use a verb, for example:

• كان الصراف الآلي جنب البنك = The ATM was next to the bank
• رح يكون الصراف الآلي جنب البنك = The ATM will be next to the bank

A good learner-friendly pronunciation is:

iṣ-ṣarrāf il-āli
or in some accents eṣ-ṣarrāf el-āli

A couple of useful things to notice:

• In الصراف, the ال changes in pronunciation because ص is a sun letter. So you do not say al-s...; you hear something more like iṣ-ṣ...
• In الآلي, the ل is pronounced normally, so you get il-āli / el-āli

Also, ص is not a plain English s. It is a heavier, more emphatic sound.

Because Arabic often names things descriptively.

• صراف relates to a teller / money-dispensing machine
• آلي means automatic

So الصراف الآلي is the standard Arabic expression for ATM, literally something like the automatic teller/machine.

In everyday Levantine, people may also simply say:

• صرّاف
• or even ATM

depending on the speaker and situation.

Because الآلي is an adjective describing الصراف, and in Arabic adjectives usually:

• come after the noun
• match the noun in definiteness

So:

• صراف آلي = an ATM / an automatic teller
• الصراف الآلي = the ATM / the automatic teller

This matching is very important in Arabic grammar.

Here جنب means:

• next to
• beside
• sometimes by

So جنب البنك means next to the bank.

In everyday speech, جنب can sometimes be a little broader than strict physical touching, so in some contexts English near might also fit. But next to / beside is the best starting translation.

No. In Levantine, جنب is commonly used directly before the noun.

Examples:

• جنب البنك = next to the bank
• جنب البيت = next to the house
• جنب المدرسة = next to the school

So you do not add an extra word equivalent to English to.

Because البنك means the bank, while بنك means a bank.

So:

• الصراف الآلي جنب البنك = The ATM is next to the bank
• الصراف الآلي جنب بنك = The ATM is next to a bank

In directions and everyday conversation, the definite form often sounds more natural when the place is known or identifiable in context.

It works well in Levantine.

The structure is perfectly natural in spoken Levantine, especially the use of جنب and the omission of is. The spelling also looks fine in Standard Arabic, so this is one of those sentences that fits both quite well.

What changes most in real speech is:

• pronunciation
• and sometimes word choice

For example, some speakers might say:

• الصرّاف جنب البنك
• الـ ATM جنب البنك
• الصرّاف حدّ البنك

depending on region and personal habit.

Yes. You could also say:

البنك جنب الصراف الآلي

That means The bank is next to the ATM.

Since the relationship is the same, both sentences describe the same location. The difference is mainly what you choose as the starting point or topic.

Your original sentence starts with the ATM, so it feels like you are talking about where the ATM is.

Because this is how spoken Levantine works.

In formal Standard Arabic, nouns can have case endings, but in Levantine speech those endings are not used. So a learner should say the sentence simply as:

الصراف الآلي جنب البنك

not with formal endings added on the end of each word.

Also, normal Arabic spelling usually does not show short vowels anyway, so what you see in writing is already much simpler than a fully vowelled formal sentence.