ارفق اثبات الملكية ووثيقة التامين.

It is formal Arabic, basically the kind of Modern Standard Arabic (MSA) you see in forms, websites, official instructions, and bureaucracy in Egypt.

So an Egyptian would absolutely understand it, and you could see it in Egypt, but it is not very conversational. In everyday speech, an Egyptian might say something more colloquial depending on the situation, such as:

• ابعت إثبات الملكية ووثيقة التأمين = send proof of ownership and the insurance document
• قدّم إثبات الملكية ووثيقة التأمين = submit proof of ownership and the insurance document

So the sentence is best understood as official Egyptian written usage, not casual spoken Egyptian.

The fully standard spelling would be:

أرفق إثبات الملكية ووثيقة التأمين

In the version you were given, some hamzas are omitted:

• ارفق → standard: أرفق
• اثبات → standard: إثبات
• التامين → standard: التأمين

This is very common in casual typing. Native speakers often leave out hamzas online or in quick writing, but in careful writing, especially official writing, they should normally be included.

If you looked it up in a dictionary, you would want the standard forms with hamza.

أرفق is an imperative verb, meaning attach, enclose, or include.

So grammatically, the sentence starts with a command:

• أرفق = attach / include / enclose

This is very common in instructions on forms and websites.

In full grammatical detail, this is the masculine singular imperative. Arabic often uses that form for general instructions, even when the instruction is meant for anyone.

As written, أرفق is addressed to one male in grammar terms.

But in official instructions, Arabic often uses this form generically, like English uses commands such as Attach... without worrying much about the person's gender.

If you wanted to change it:

• أرفقي = attach... (to one woman)
• أرفقوا = attach... (to a group)

So this sentence is using the normal default instruction style.

Because Arabic usually expresses this with an iḍāfa construction, often called a noun-to-noun construction.

So:

• إثبات الملكية literally = proof the-ownership
• وثيقة التأمين literally = document the-insurance

In natural English, we translate those as:

• proof of ownership
• insurance document or insurance policy

So the word of is usually not said separately in Arabic here. The relationship is built into the noun phrase itself.

That is another feature of the iḍāfa construction.

In an iḍāfa:

• the first noun usually does not take الـ
• the second noun carries the definiteness

So:

• إثبات الملكية
• وثيقة التأمين

are both definite because the second word in each pair is definite:

• الملكية = the ownership
• التأمين = the insurance

That makes the whole phrase definite.

This is why you do not say:

• الإثبات الملكية
• الوثيقة التأمين

Those would be wrong in this structure.

That first و is just the word and.

So:

• و + وثيقة = ووثيقة

Arabic attaches short words like و directly to the following word, with no space.

So this part simply means:

• and the insurance document

For an English speaker, it can look strange at first because you see two w-type sounds together in transliteration, but it is completely normal in Arabic spelling.

Because the final ة (taa marbuuTa) is pronounced differently depending on context.

When the word stands alone, it is usually pronounced like -a or -ah:

• وثيقة = wathīqa / in Egyptian-style pronunciation often something like waseeʔa

But when it is followed by another noun in an iḍāfa construction, the ة is pronounced as t:

• وثيقة التأمين = wathīqat at-taʔmīn
• Egyptian-style pronunciation: roughly waseeʔet et-taʔmiin

That is why learners often hear a t sound there even though the word by itself seems to end in -a.

Because the sentence itself is formal, pronunciation can range from more MSA-like to more Egyptianized.

A careful formal reading might sound like:

ʔarfiq ʔithbāt al-milkiyya wa-wathīqat at-taʔmīn

A more Egyptian-influenced pronunciation might sound roughly like:

arfiʔ isbāt el-melkeyya we waseeʔet et-taʔmiin

A few notes:

• ث often becomes s in Egyptian pronunciation
• ق is often pronounced as a glottal stop ʔ in Egyptian
• الـ often sounds like el- in Egyptian
• و as and is often pronounced we in Egyptian speech

So even though the wording is formal, an Egyptian speaker may still pronounce it in an Egyptian way.

It very often means insurance policy in real-world official usage.

Literally, it is insurance document, but in practice this is a normal way to refer to the actual policy paperwork.

Similarly, إثبات الملكية is not just an abstract idea of proof; it usually means a document proving ownership.

So in bureaucratic contexts, both phrases often refer to specific paperwork, not just general concepts.